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Our Mission is to Inform, Educate, Advise and Counsel
  • We have been in the life insurance settlements business since its inception (1992). Only a handful of currently active companies have this extensive experience.
  • We possess an incomparable understanding of the inner workings of the industry and its players because we helped create it.
  • As Fiedler Financial, we were among the first companies in the United States to broker life settlements.
  • We are compassion-driven, not commission-driven. We do not employ sales people, nor do we have a sales-oriented mentality.
  • We recognize that selling a life insurance policy is not always the best option. When it is, we will act as your broker; when it is not, we’ll suggest alternatives.
  • Life insurance settlements (viatical settlements and life settlements) are all we do; and we only represent the policy sellers. There is never a conflict of interest.
  • Innovative Settlements is completely independent. This ensures that we shop around for the best possible settlement for all policy holders that we represent.
  • We have a long history of working on a legislative level to ensure consumer protection within the life insurance settlements industry.
  • We have earned an excellent reputation among our peers for being ethical and honest in all business dealings. Furthermore, we have never been subject to disciplinary action, had our license suspended or revoked, or been a party to any criminal action.
  • We provide complete and accurate information, so policy sellers can make informed decisions based on knowledge and insight. As a result, we have never had a client rescind a contract.
  • Innovative Settlements is not a large company; rather we have chosen to remain a relationship-oriented “boutique” settlement brokerage.
  • We always put the policy seller first. You will find the personalized service you receive from us second to none.
  • Our CEO, Carole Fiedler, is involved in every settlement and personally handles all high-profile clients where discretion is an absolute must.
  • Innovative Settlements is a brokerage firm that has access to all providers nationwide. We target those providers who we know from experience would be most interested in any particular policy and pay most competitively.
  • We do not “blanket the market”, a common practice that while seeming to benefit policy holders may actually frighten away the best offers and cause unnecessary delay in the process.

We invite your questions and will help you with your concerns. 
    800-905-0114


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Both SETTLEMENTS 101 and INNOVATIVE SETTLEMENTS are federally registered 
trademarks owned by Fiedler Financial Viatical Settlement Consulting & Brokerage

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