What You Need To Know About Life Settlements

What Advisors (And Everyone) Need To Know About Life Settlements  April 24, 2015 (San Francisco)                                                                                                                         by Carole S. Fiedler Most financial advisors I...

WHY SELL A POLICY? Or, WHEN SELLING A POLICY MAKES SENSE

WHY SELL A POLICY? Or,   WHEN SELLING A POLICY MAKES SENSE In my last blog I discussed Viatical Settlements for people living with a terminal illness. When someone gets seriously ill, his or her expenses go up and their income goes down. Having the option of selling a...

When Selling a Policy, Timing is Important!

WHEN SELLING A POLICY, TIMING IS IMPORTANT!   Part 1, Life Expectancy (LE) When companies review the policies they are going to bid on with the intention of buying, they are first looking at two main criteria: What is the life expectancy of the person who is insured,...

How much money can I get if I sell my policy?

Whether seeking a viatical settlement or a life settlement, this is often the first question people ask me.  “How much money will I get if I sell my life insurance policy?” It’s also one of the most difficult to answer because there is no easy...

NEW REASONS to buy LIFE INSURANCE TODAY

LIFE INSURANCE SETTLEMENTS 101 – NEW REASONS to buy LIFE INSURANCE TODAY Part 2 – Read Part 1 in the series for the History Of Life Insurance Settlements Traditionally, life insurance policies are purchased in concert with a major life occurrence: A...
The Less You Know, The More You Believe

The Less You Know, The More You Believe

An Introduction to Life Insurance Settlements (Part 1) The less you know, the more you believe. Think about it. There is a tremendous amount of confusion about viatical and life settlements and rightly so. The industry was once unregulated and fraught with fraud. It...

LEAVING THE SERVICE? Get the Most from your FEGLI Policy

The Federal Government is this country’s largest (non-private) employer. There are millions and millions of full-time and half that again for part-time workers.  These people include our men and women in the armed forces, postal employees, IRS workers, politicians,...